Lima Finance Pro is a complete microfinance and loan management solution designed for lending institutions, SACCOs, cooperatives, community banks, credit unions, and private lenders. The system provides powerful tools for managing customers, loan applications, approvals, repayments, schedules, penalties, reports, and financial operations from a single dashboard.

Built with a modern responsive interface, Lima Finance Pro supports both individual loans and group lending, making it ideal for microfinance organizations operating in urban and rural communities.

Customer Management

• Customer registration and profile management
• Identity verification and documentation
• Employment and occupation records
• Next of kin information
• Customer risk assessment
• Customer repayment history

Loan Management

• Individual loan applications
• Group loan applications
• Loan approval workflow
• Loan rejection and cancellation management
• Loan disbursement tracking
• Multiple loan categories
• Flexible loan plans

Group Lending

• Group creation and management
• Group leader assignment
• Group member management
• Shared group loan applications
• Joint borrower support

Loan Plans

• Custom loan products
• Interest rate configuration
• Installment intervals
• Loan tenure settings
• Application fees
• Penalty settings

Repayment Management

• Automatic repayment schedules
• Manual repayment schedules
• Partial payments
• Multiple installment payments
• Outstanding balance tracking
• Repayment history
• Loan completion tracking

Penalty Management

• Automatic penalty calculation
• Grace period support
• Fixed and percentage penalties
• Overdue loan detection
• Defaulted loan management

Risk Management

• Customer risk scoring
• Late payment tracking
• Missed payment monitoring
• Blacklist management
• Fraud monitoring
• Watchlist support

Reports & Statements

• Loan statements
• Customer statements
• Repayment schedules
• Payment receipts
• Loan summaries
• Financial reports
• Printable PDF documents

Frontend Website

• Responsive homepage
• Loan calculator
• Loan product showcase
• Individual and group loan information
• Mobile-friendly design
• Contact and enquiry pages

Settings & Configuration

• Company settings
• Branch information
• Date and time formats
• Currency settings
• Language settings
• Receipt numbering
• Loan numbering
• Email configuration

Security

• Role-based access control
• User permissions
• Activity tracking
• Secure authentication
• Audit-friendly workflows

PDF Documents

• Loan Agreement
• Loan Summary
• Loan Statement
• Repayment Schedule
• Payment Receipt
• Customer Statement

Dashboard Overview

• Total Customers
• Active Loans
• Approved Loans
• Outstanding Balance
• Overdue Loans
• Total Collections
• Loan Performance Analytics
• Financial Statistics

Responsive Design

The system is fully responsive and optimized for:

• Desktop
• Tablet
• Mobile Devices

Suitable For

• Microfinance Institutions
• SACCOs
• Credit Unions
• Community Banks
• Cooperative Societies
• Lending Companies
• Private Loan Providers
• Financial Service Providers 

Server Requirements

• PHP 8.1 or higher
• MySQL 5.7+ or MariaDB 10+
• Apache or Nginx Web Server
• mod_rewrite enabled
• SSL Certificate (recommended)
  
  The following PHP extensions must be enabled:
• GD Library 
•  FileInfo
• JSON
• Mbstring 
• PDO 
• PDO_MySQL 
• XML 
• ZIP
  
  Required cron jobs
• Automatic Penalty Processing
• Repayment Reminders 
• Loan Status Updates 
• System Notifications

1.  Upload files to your server.
2.  Create a MySQL database.
3.  run your url with /migration and the run url also with /seed
4. This will create the database table and also seed the basic data.
5. Configure database settings.
6. Configure application settings.
7.  Login using the administrator account.

Username: superadmin
Password: Admin1234